Budgeting
-
Forgotten Subscriptions: How One Sister Pays $1,103 a Year and the Other Pays $300
9 subscriptions at $91.91/month cost $1,102.92 a year. Keeping 2 at $24.98/month costs $299.76. That’s $803 a year back. Here’s how to audit yours.
-
Pay Yourself First: How One Sister Turned Her First Paycheck Into $20,000
Auto-saving 15% of a $3,500 paycheck ($525/month) at an example 4.5% APY grows to about $20,168 in 3 years. “Later” stays at $0. See the math.
-
Same $10,000, Two Banks: Why One Sister Earns $1 and the Other Earns $400
Same $10,000 emergency fund: about $1 a year at 0.01% vs about $400 at 4% APY. See the math and how to pick a high-yield savings account.